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Budget First Steps to Financial Freedom

In these difficult economic times, the middle class is being squeezed more than ever. As unemployment continues to rise the future is not exactly bright. That is why everyone should be trying to increase their savings while trying to reduce their spendi... Read >

Credit Debt Solutions

The provisions in the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 should save consumers at least $10 billion a year, sources say. With the good though usually comes the bad. Watch these new rules and how they will affect yo... Read >

Debt - Credit Cards New Rules

Acting off the public and congressional outrage over lending practices, the Federal Reserve created new rules Tuesday geared to protect credit card users from getting slammed by heavy late fees and other penalties. Late fees have been capped by the Fe... Read >

Nonprofit Debt Consolidation Credit Counseling

Too good to be true debt elimination ads float across your TV and internet day and night with unreal promises to alleviate your unsecured debts in no time. For-profit agencies are taking advantage of consumers with quick and easy debt solutions that somet... Read >

Credit Report Myth Busters

There are a lot of misconstrued notions about what affects your credit rating negatively. Pots calling kettles black, spoons jumping over moons, nobody seems to have a solid answer on the who, what, where of credit scores. Many of these myths derive from ... Read >

Debt Consolidation the Cure for Credit Debt

As the Credit Card Act took stage across America in Feb 2010 the banks followed with their own performance that will continue playing on uninformed consumers with as much interest as they can charge. As recently reported, the Credit Card Act designed to p... Read >

Free Credit Report with Credit Score

If you've ever been declined for a new credit card, car loan, etc you've most likely been offered a free credit report via snail mail to review and see why your credit was declined. Unfortunately, the numeric score that determines the approval process is ... Read >

Credit Cards: What’s In Your Mailbox?

After a tough 2009 big banks are blowing up the proverbial bubble on credit cards again as massive mailings are back in boxes across America. Don't get too excited, the under 20% APRs are few and far as banks are looking to slowly rebuild capital by openi... Read >

Debt Consolidation: Non Profit Credit Services

It's easy to become a bit confused when trying to find a reputable nonprofit Debt Consolidation program where the counseling services will actually get you out of debt and improve credit over time. If you have accounts that are current or past due less th... Read >

Consumer Counseling: The Different Departments of Debt Consolidation

There are many means to debt elimination these days outside traditional debt payback plans. In your path to financial freedom you'll need to first evaluate what DMP is right for you. This would depend on your current financial situation and long term cred... Read >

Debt Consolidation: Credit Services That Add Up

Debt consolidation is a common alternative to paying back credit debts where balances are reduced faster by dropping the finance charges to lower fixed rates. This allows the average consumer to payback their debt at a lower, more affordable monthly payme... Read >

Bad Credit Debt Solutions

Debt settlement is not for everyone yet the industry has still found its place among troubled borrowers who have bad credit and are trying to avoid bankruptcy and just get rid of their debt once and for all. Debt settlement is sometimes confused with ... Read >

Obama Financial Literacy Month & Freedom Debt Management, Inc

NATIONAL FINANCIAL LITERACY MONTH, 2010 BY THE PRESIDENT OF THE UNITED STATES OF AMERICA A PROCLAMATION In recent years, our Nation's financial system has grown increasingly complex. This has left too many Americans behind, unable to build a s... Read >

Credit Debt Counseling Services

In your determined search for debt solutions you will most likely start out seeking out an industry professional debt expert. If this is your Google search starting point you are certainly progressing in the right direction. There are a lot of factors tho... Read >

Bad Credit Settlement Plans Beat Bankruptcy

A debt settlement plan is a consolidation plan that basically provides lender forgiveness on portions of the unsecured debts owed, usually credit card debts that have been sold to outside collection agencies for pennies on the dollar. Consumers who have r... Read >